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4 Frequently Asked Questions About Investing in Gold

by May 10, 2021Investment Strategy, Market Insights

The security of your financial future depends on whether or not you’re diversifying your portfolio properly. Adding a Gold IRA to your portfolio gives you a hedge against market volatility and insecurity. If you don’t think the stock market is going to crash ever again, you’re probably not worried about diversifying your portfolio and hedging against financial crises. And if you’re not thinking about that, you’re probably not worried about backing your 401(k) or IRA with gold or other precious metals. Why invest in physical gold if you have all of your faith in another market? 

But we know that you’re probably like most people, and you’re looking at the current stock market and wondering when that bubble is going to burst. If that’s the case, you definitely want to be prepared.

So, what’s the solution to a volatile stock market?

As the stock market becomes frothier, many investors are looking to gold and other precious metals to help them secure their financial future. When you start looking into rolling a portion of your 401(k) or IRA over into a Gold IRA, you’ll of course have questions. That’s why we put together the four most common questions we get about Gold IRAs.

1. Can I invest in physical gold with my IRA or 401(k)?

Many people wonder if they can invest in physical gold with their 401(k) or IRA, and this is indeed possible. You can roll over a portion of your IRA or 401(k) into a Gold IRA or a Precious Metals IRA. This allows you to own physical gold while keeping your account tax-deffered just like your standard IRA. 

2. Do I receive gold certificates or physical gold when I roll my IRA/401(k) over into a Gold IRA?

This is one of our most common questions. When you roll a portion of your IRA or 401(k) over into a Gold IRA, you own physical gold, not gold certificates or gold ETFs. 

When you invest in Gold ETFs within your portfolio, you invest in a company that owns gold, not in the gold itself, and you still have that money in the stock market. This leaves you vulnerable to market corrections, crashes, and recessions. Physical gold, on the other hand, lets you diversify outside of the stock and bond markets, thereby protecting your portfolio against corrections in those markets. Physical gold offers a wide range of other benefits, which we cover in great detail here

Gold is not only a commodity but also a currency, and one of the biggest benefits of a Gold IRA is you own the gold outright. An added bonus is that you don’t have to worry about storing the gold. There are depositories that store your gold in safe conditions. These depositories are secure and insured to give you peace of mind about your investment. 

You can learn more about Silver and Gold IRAs here

3. How do I invest in physical gold?

There are two ways to invest in physical gold: by rolling a portion of your retirement savings into a Gold IRA or by buying gold coins and bullion for direct delivery outside of an IRA.

Gold Alliance provides both of these services, and our Better Business Bureau and Google Business reviews show years of stellar service to those looking to invest in physical gold. 

We’ve made the process of buying physical gold simple in order to help you achieve your financial goals:

How do you purchase physical gold as an investment? You have two options that can help you secure your investments: buy physical gold for direct delivery or roll a portion of your IRA/401(k) over into a Gold IRA.

To learn more about the process of investing in physical gold, check out this article.

Our direct purchase option for buying physical gold is simple. Talk to one of our Senior Portfolio Managers to find the best precious metals to buy for investing, and place your order. The metals are shipped directly to your door in discreet packaging, and we fully insure every delivery. 

4. How do I cash in the precious metals in my Gold IRA?

Even if you are just thinking about rolling over a portion of your IRA into a Gold IRA, one of the first questions to probably come to your mind is “How do I sell my precious metals?”

Liquidating your gold isn’t as difficult as you might think. Because gold is so high in demand, it sells quickly, but you have to decide how you want to liquidate your Gold IRA. You have a lot of options for selling your gold or other precious metals, including having the gold delivered directly to you. However, we can take care of the process so that you receive cash and won’t have to handle the gold.

Gold Alliance is dedicated to our clients, and in order to speed up the process and give you peace of mind, we always hope you consider selling your gold back to us. We strive to make the process as fast and hassle-free as possible. 

If you need to liquidate faster, we work with IRA custodians to process your liquidation request quickly and get you paid before the metals are even shipped to us. 

Selling your gold to us is simple:

  1. Confirm your liquidation request
  2. Accept our market price offer
  3. Get paid

We’ve streamlined our fast-track liquidation process to help you get cash for your gold in as little as one to two business days. This is the fastest liquidation process in the entire industry.

Additionally, when purchasing gold from our clients, we strive to offer up-to-date market pricing, and you’ll receive the same 5-star service you had when you signed on. 

Learn more about selling your precious metals here.

Do you have more questions about starting a Gold IRA?

We welcome all questions. When it comes to investing your money, we want to educate you as much as possible before you decide. Rolling over a portion of your 401(k) or IRA into a Gold IRA is a major financial decision, and our Account Executives and Sr. Portfolio Managers can answer all of your questions.

Contact us today to learn more about how you can invest in physical gold, whether you have a 401(k), an IRA, or another retirement savings account.